UK Income Tax Calculator 2026/27
Instantly calculate your take-home pay, income tax, and National Insurance for the 2026/27 tax year. Free, no sign-up required.
How it works
Enter your gross annual salary, adjust your pension contributions, student loan plan, and other deductions, and the calculator gives you an instant, accurate breakdown of your take-home pay, income tax, and National Insurance — all based on the latest HMRC rates for the 2026/27 tax year.
UK Income Tax Bands 2026/27 — Example Salaries
The table below shows estimated take-home pay for three common salaries under England, Wales & Northern Ireland rates. No pension or student loan deductions are applied.
| Gross Salary | Income Tax | National Insurance | Take-Home (annual) | Take-Home (monthly) |
|---|---|---|---|---|
| £35,000 | £4,484 | £1,794 | £28,721 | £2,393 |
| £50,000 | £7,484 | £2,994 | £39,521 | £3,293 |
| £75,000 | £17,430 | £3,510 | £54,059 | £4,505 |
Figures are estimates based on HMRC 2026/27 rates (England, Wales & Northern Ireland). Your actual payslip may vary.
Start calculating
Use the free calculator to see your full breakdown — including pension sacrifice, student loan repayments across all five plans, Gift Aid, and Scottish tax rates.